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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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It’s Pre-approval Time: How to Get Your Finances in Order for Your Mortgage Approval

September 21, 2017 by Robby Oakes

Buying a new home is one of the most exciting experiences a person or family can have. Of course, before you can step foot into your new dream home you will need to get prepared financially, especially if you are taking out a mortgage to cover some of the purchase price. Let’s take a look at a few key steps that will help you to prepare for the financial background checks that are part of the mortgage process.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

NAHB: Builder Confidence Dips on Hurricane Damage

September 20, 2017 by Robby Oakes

Home builders had less confidence in housing market conditions in September. In the aftermath of Hurricanes Harvey and Irma, builders worried that ongoing shortages of construction labor and materials would worsen. NAHB Chairman Granger MacDonald said that concerns over labor and building materials were “intensified,” but said that builder confidence was expected to return to high readings once rebuilding is underway.

Filed Under: Housing Analysis Tagged With: Housing Market

How Much Is the Right Amount to Commit to Your Down Payment? Let’s Take a Look

September 19, 2017 by Robby Oakes

Are you thinking about buying a new house or apartment? If you are going to take out mortgage financing, one consideration you will have is your down payment, which is the amount you pay up front in cash to cover some of the purchase cost. Let’s consider a few points that will help you to decide how much is the right amount for your down payment.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

What’s Ahead For Mortgage Rates This Week – September 18, 2017

September 18, 2017 by Robby Oakes

Last week’s economic readings release included reports on inflation, core inflation retail sales and retail sales excluding autos. Consumer sentiment, along with weekly readings on mortgage rates and new jobless claims were also reported.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

3 Useful Tips for First-time Homebuyers Trying to Navigate the System

September 15, 2017 by Robby Oakes

Whether you’re tired of renting, need more space or want to make an upgrade, buying your first home is the solution. However, if you have never participated in the market before it can be a bit daunting at first. Let’s explore a few useful tips that are helpful for first-time homebuyers who are new to the process of buying real estate.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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