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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Mythbusting: Understanding Mortgage Myths and Why They Shouldn’t Hold You Back

December 21, 2016 by Robby Oakes

With the fluctuations in real estate and the increasing cost of home ownership, many people are entering the market with more trepidation these days. If you’re interested in purchasing a home but are unsure about whether it will get approved, here are a few myths you may want to dispel.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

Graduating Soon? Tips to Prepare You for Your First Mortgage

December 20, 2016 by Robby Oakes

If you’ve recently graduated from college, or will be graduating soon, and plan to become a homeowner, you’re in a somewhat unique position. You’re about to embark on a great journey, but at the same time, you may also be taking on an awful lot of debt. That said, it is possible to successfully manage a high debt load if you’re careful.

Filed Under: Home Mortgage Tagged With: Mortgage

What’s Ahead For Mortgage Rates This Week – December 19, 2016

December 19, 2016 by Robby Oakes

Housing news was boosted by the National Association of Home Builders Housing Market Index, which posted its highest readings since July of 2002. In other news, the Federal Reserve’s Federal Open Market Committee voted to raise the federal funds rate and Fed Chair Janet Yellen gave a press conference. Mortgage rates rose and weekly jobless claims fell.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Buying a New Home? Use This Checklist to Ensure Your Finances Are in Order

December 16, 2016 by Robby Oakes

Buying a home is a significant expense. It doesn’t matter whether you’re a first-time buyer or have experience. Unless you have a large pile of cash, you’ll need to ensure your finances are in order before closing. In this post we’ll explore four financial items you’ll want to check off before buying a new home.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips

Not so Fast: 3 Reasons Why You Might Want to Avoid Paying Off Your Mortgage Early

December 15, 2016 by Robby Oakes

The burden of debt, especially when it comes to the high price tag of a home, can be a significant worry to many people. Whether you’ve recently come into money or you’re working hard to bump up your monthly mortgage payments, here are some reasons you may want to hold off on paying it off too quickly.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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