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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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The History of Mortgages From Ancient Times to Modern Loans

November 14, 2025 by Robby Oakes

The idea of borrowing money to buy property may seem like a modern concept, but the foundation of the mortgage has been around for thousands of years. From ancient civilizations to today’s digital lending platforms, the mortgage has evolved alongside society’s approach to property ownership, wealth, and security. Understanding where it began offers a fascinating look at how this essential part of homeownership came to be.

Filed Under: Mortgage Tagged With: Financial Education, Homeownership, Mortgage History

Natural Disasters and Mortgages: Forbearance and Insurance Options

November 13, 2025 by Robby Oakes

When natural disasters strike, homeowners can find themselves facing unexpected challenges. From hurricanes and floods to wildfires and tornadoes, these events can cause major property damage, income loss, and emotional stress. If you have a mortgage, knowing your options for forbearance and insurance relief can make a significant difference in how you recover financially and protect your home.

Filed Under: Mortgage Tagged With: Home Insurance, Mortgages, Natural Disasters

Mortgage Options for Retirees Who Still Want to Buy

November 12, 2025 by Robby Oakes

Many retirees still dream of owning a new home, whether to downsize, move closer to family, or enjoy a change of scenery. While retirement often means leaving behind a steady paycheck, it does not have to mean leaving behind the dream of homeownership. Lenders understand that retirees have unique financial situations, and there are several mortgage options available to help make that next move possible.

Filed Under: Mortgage Tagged With: Mortgage Options, Mortgages For Retirees, Senior Home Buyers

Honoring Veterans Day, and Celebrating Homeownership

November 11, 2025 by Robby Oakes

Today, we pause to honor the brave men and women who have served our country. Your courage, sacrifice, and dedication protect the freedoms that allow us all to call this nation home.

Filed Under: Mortgage Tagged With: Homeownership, Mortgage, Veterans Day

What’s Ahead For Mortgage Rates This Week – November 10th, 2025

November 10, 2025 by Robby Oakes

With the government shutdown heading into a possible resolution, there were still delays on important data such as employment report releases. This has been somewhat relieved with the release of other reports that have been delayed in the past within the current government shutdown.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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