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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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What’s Ahead For Mortgage Rates This Week – March 28, 2016

March 28, 2016 by Robby Oakes

New home rose in February according to the Commerce Department. Based on a revised reading of 502,000 new home sales in January, February’s reading was 2.00 percent higher than January’s reading, but was 6.10 percent lower than for February 2015.

Builders have held back on increasing construction due to concerns about ups and downs in the economic recovery. Short supplies of labor and available land have also kept home builders from meeting current demand.

Filed Under: Financial Reports Tagged With: Financial Reports, Mortgage Rates

Working from Home? Learn How to Create the Perfect Office with Any Spare Room

March 25, 2016 by Robby Oakes

While this shift in the job market has created a bevy of new options for freelance workers, it can also be a good reason to turn a spare room into a spanking new office. If you’re working from home, here are some tips for a stylish transition.

Filed Under: Homeowner Tips Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

How the Truth in Lending Act Protects You When You Take Out a Mortgage

March 24, 2016 by Robby Oakes

If you’re planning to get a mortgage, it’s critical that you know your rights under the law. The Truth in Lending Act (TILA) is a piece of federal legislation that governs how mortgage lenders can and cannot operate their businesses.

So how does the Truth in Lending Act protect you, and what are your rights under this legislation? Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Tips, The Truth In Lending Act

5 Steps Towards a Better Credit Score You Can Take Today

March 23, 2016 by Robby Oakes

When it comes to finding the best mortgage, your credit score is a major determinant as to the kinds of rates and conditions you can get. Lenders quite understandably want to manage their risk. But for a number of potential homeowners, these practices and policies can be a barrier to home ownership.

The good news? If your credit score isn’t great, you can easily improve it and get better lending terms. Here are five steps you can take right now to give your credit a boost.

Filed Under: Home Mortgage Tips Tagged With: Credit Score, Home Mortgage Tips, Mortgage Tips

Retiring Soon? Learn How a Reverse Mortgage Can Add to Your Retirement Security

March 22, 2016 by Robby Oakes

How does a reverse mortgage work, and how can it help you to have a more financially secure retirement? Here’s what you need to know.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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