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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Dream Renovations: Upgrading Your Bathroom from ‘Regular’ to ‘In-Home Spa’

March 4, 2016 by Robby Oakes

There are times you might long for the relaxed leisure of the spa experience, but with the cost of a manicure it’s not always a pleasure one can afford. If your current bathroom set-up isn’t the optimal place for rest and relaxation, here are some cues for how you can turn it from a bit of a problem to a consummate pleasure.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know…

March 3, 2016 by Robby Oakes

If you haven’t heard about the changes to the Federal Housing Administration’s (FHA) credit score minimum, here’s some information on the recent reduction and how it may impact your home purchase.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

4 Facts You Need to Know Before Setting Up a Mortgage Escrow Account

March 2, 2016 by Robby Oakes

Buying a home involves a variety of nuances and strange-sounding terms, and one of the least understood aspects of the home buying process is the escrow account. Essentially, an escrow account is a third party bank account your lender can require you to pay into in order to cover certain costs related to your home. Your lender uses an escrow account to ensure that property taxes and home insurance fees get paid on time.

Filed Under: Home Mortgage Tips Tagged With: Escrow Account Information, Home Buyer Tips, Home Mortgage Tips

If There’s One Mistake That You Make With Your Mortgage…Don’t Make This One

March 1, 2016 by Robby Oakes

There is so much to know when it comes to home ownership that even wading into all of the information can seem overwhelming. Here are a few ways that you can ensure you’re ready for what a mortgage entails so that buying your dream home will be a positive experience you won’t regret.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages

What’s Ahead For Mortgage Rates This Week – February 29, 2016

February 29, 2016 by Robby Oakes

Last week’s economic reports included Existing and New Home Sales and Consumer Confidence along with regularly scheduled weekly reports on mortgage rates and new jobless claims.

Filed Under: Financial Reports Tagged With: First Time Home Buyers, Mortgage Rates, Unemployment

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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