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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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How to Submit an Offer Below the Asking Price Without Spooking the Seller

September 3, 2015 by Robby Oakes

Although you will be rolling the dice with an offer below asking price, there are ways that you can increase the likelihood that your offer will be successful. Before you submit your offer, use these three strategies to make it more appealing.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Negotations

3 Reasons Why the Cost of Title Insurance is Worth the Investment

September 2, 2015 by Robby Oakes

Title insurance protects the owner of a home from any claim made against their property, whether or not they are responsible. These include unpaid mortgage balances on the home, an improper foreclosure or any form of real estate fraud perpetrated by the seller.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

A Quick Guide to the FHA Streamline Refinance Mortgage Loan Program

September 1, 2015 by Robby Oakes

Many homeowners would love to lower their interest rate or take advantage of other benefits associated with refinancing, but they are concerned about the time and expense associated with refinancing their current mortgage. The FHA Streamline Refinance loan program is designed to provide those who currently have an FHA loan with an easier way to refinance their mortgage, and this may be a desirable option for many.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

What’s Ahead For Mortgage Rates This Week – August 31, 2015

August 31, 2015 by Robby Oakes

Last week’s economic news included several reports related to housing. The Case-Shiller 20-City Home Price Index for June rose to 4.50 percent as compared to May’s reading of 4.40 percent. Denver, Colorado was the only city to post double-digit year-over-year growth. FHFA also released its House Price Index for June. Home prices for properties associated with mortgages owned or backed by Fannie Mae and Freddie Mac rose at a year-over-year rate of 5.60 percent in June as compared to May’s reading of 5.70 percent.

Filed Under: Market Outlook Tagged With: Case Shiller, Fannie Mae, FHFA, Freddie Mac

How to Design a Modern, Luxurious Home Inside of an Older Piece of Real Estate

August 28, 2015 by Robby Oakes

Whether buying or renovating an older property, many people are interested in learning how to instill modern luxury in older property. The good news is that this is easier than it sounds, and it can be accomplished by following a few simple tips.

Filed Under: Around The Home Tagged With: Home Buyer Tips, Home Seller Tips, Upgrades and Renovations

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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