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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Negotiation Tips: How to Ask the Seller to Pay the Closing Costs

November 7, 2014 by Robby Oakes

You’ve found the perfect new house or condo, and you are now preparing an offer that you believe the seller will find tempting enough to accept. The question is, should you ask the seller to pay some or all of the closing costs?

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Negotations

Did You Know That Your FICO Score Can Drastically Affect Your Mortgage? Here’s Why

November 6, 2014 by Robby Oakes

Let’s take a quick look at how FICO credit scores can affect your mortgage and share a couple of ways that you can boost your score to ensure your application is approved.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Mortgages and Credit

You Ask, We Answer: What is a “Reverse Mortgage”?

November 5, 2014 by Robby Oakes

In today’s blog post we’ll explore reverse mortgage loans, explaining how they work and whether or not you’re qualified to receive one.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

Have You Had Trouble Getting a Mortgage? Three Tips for Sprucing Up Your Credit Before Reapplying

November 4, 2014 by Robby Oakes

In this post we’ll share three quick tips for sprucing up your personal credit before reapplying for a mortgage. With a bit of luck and hard work you can be on your way to purchasing that new dream home.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Acceptance, Mortgage Financing, Mortgage Tips

What’s Ahead For Mortgage Rates This Week – November 3, 2014

November 3, 2014 by Robby Oakes

Last week’s economic news brought mixed developments as pending home sales moved to their second highest level of 2014. The Federal Open Market Committee (FOMC) announced the expected end of asset purchases under its quantitative easing program.

Filed Under: Market Outlook Tagged With: FOMC, Market Outlook, Mortgage Rates

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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