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A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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3 Reasons Why the Lowest Mortgage Interest Rate Isn’t Always Your Best Option

July 2, 2015 by Robby Oakes

One of the more common methods that home loan applicants use to find the best loan program available is to compare interest rates, but choosing the lowest rate possible is not always the best option available. In fact, in some cases, it may be one of the least advantageous options when all factors are considered.

Filed Under: Mortgage Rates Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

Case-Shiller: Home Price Growth Slower in April

July 1, 2015 by Robby Oakes

According to the Case-Shiller 20-City Home Price Index for April, home prices slowed from the March reading of 4.30 percent year-over-year to 4.20 percent year-over-year.

Filed Under: Market Outlook Tagged With: Case Shiller, Home Price Index, S&P Index

Buying a New Home? 3 Tips for Being Approved for a Second Mortgage – and How to Manage It

June 30, 2015 by Robby Oakes

Applying for a second mortgage is a great way to keep your down payment amount to a minimum and to keep more of your cash in your bank account. It can also help you to avoid making PMI payments…

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Second Mortgages

What’s Ahead For Mortgage Rates This Week – June 29, 2015

June 29, 2015 by Robby Oakes

Last week’s economic news was largely positive as both new and existing home sales beat expectations. The Federal Housing Finance Agency reported that home price growth held steady in May, while weekly jobless claims edged up, but were lower than expected.

Filed Under: Market Outlook Tagged With: FHFA, Freddie Mac, Home Sales

Safety Tips: 5 Ways to Prepare for a House Fire – and What to Do if One Breaks Out

June 26, 2015 by Robby Oakes

House fires can break out for a wide range of reasons, and these include everything from grease fires while cooking in the kitchen to lightning striking the home.

Filed Under: Around The Home Tagged With: Around The Home, Home Safety, Homeowner Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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