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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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An Overview Of Umbrella Insurance: How It Works

September 26, 2024 by Robby Oakes

Accidents can happen from time to time, which is why it is important for people to have insurance. While you might be able to fix some accidents on your own, others can lead to a significant amount of financial stress.

Filed Under: Mortgage Tagged With: Mortgage, Protecting Your Assets, Umbrella Insurance

Eco-Friendly Homes for a Sustainable Tomorrow

September 25, 2024 by Robby Oakes

In recent years, the concept of eco-friendly homes has gained significant traction, and for good reason. As awareness of environmental issues grows, more homeowners are seeking ways to minimize their carbon footprint while also reaping the benefits of sustainable living.

Filed Under: Homebuyer Tips Tagged With: Eco-Friendly Homes, Home Buying, Reduced Energy Consumption

Tips and Insights on Home Buying with Bad Credit

September 24, 2024 by Robby Oakes

When thinking about homeownership, a perfect credit score often seems like the golden ticket. But what if your credit history isn’t picture-perfect?

Filed Under: Home Buyer Tips Tagged With: Bad Credit, Homebuying Tips, Mortgage

What’s Ahead For Mortgage Rates This Week – September 23rd, 2024

September 23, 2024 by Robby Oakes

The long-awaited week has come and within expectations, the Federal Reserve has decided to reduce interest rates for central banks by 50 basis points. This is the bigger of the two options for a rate cut, with the lesser being 25 basis points. The impact of this cannot be understated as this gives an official nod that the economy is in a good spot and inflation is under control, according to the Federal Reserve’s outlook on the data. The only black mark on the week of releases is the U.S. Leading Economic Indicators showing the economy has been in a slower trend for the past 6 months. The Federal Reserve, despite the rate cut, has continued to remain hard in its stance about not cutting rates too quickly. This will likely depend on future data.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Understanding Hidden and Non-Hidden Mortgage Fees

September 20, 2024 by Robby Oakes

When navigating the mortgage process, understanding the various fees involved is crucial for accurate financial planning. Mortgages come with a range of fees, some of which are clearly outlined and others that may not be immediately obvious. We will explore both hidden and non-hidden mortgage fees, providing insights into how they impact the total cost of your loan.

Filed Under: Home Mortgage Tagged With: Loan Costs, Mortgage Fees, Mortgage Origination Fee

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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