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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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How to Use a Mortgage Calculator to Determine Your Monthly Payments, Interest and More

November 12, 2014 by Robby Oakes

Are you thinking about using a mortgage to buy a new home? In this blog post we’ll discuss mortgage calculators and how to use one of these tools to determine your monthly mortgage payments, interest charges, amortization periods and more.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Calculators, Mortgages

What’s Ahead For Mortgage Rates This Week – November 10, 2014

November 10, 2014 by Robby Oakes

Last week’s economic reports contained mixed reports indicating that the economy continues to recover with occasional “blips” in its progress. Construction spending was lower than expected. A Federal Reserve survey of senior loan officers indicated that credit standards remain strict for mortgages and other types of lending.

Filed Under: Market Outlook Tagged With: Market Outlook, Mortgage Rates, National Association of REALTORS

Negotiation Tips: How to Ask the Seller to Pay the Closing Costs

November 7, 2014 by Robby Oakes

You’ve found the perfect new house or condo, and you are now preparing an offer that you believe the seller will find tempting enough to accept. The question is, should you ask the seller to pay some or all of the closing costs?

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Negotations

Did You Know That Your FICO Score Can Drastically Affect Your Mortgage? Here’s Why

November 6, 2014 by Robby Oakes

Let’s take a quick look at how FICO credit scores can affect your mortgage and share a couple of ways that you can boost your score to ensure your application is approved.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Mortgages and Credit

You Ask, We Answer: What is a “Reverse Mortgage”?

November 5, 2014 by Robby Oakes

In today’s blog post we’ll explore reverse mortgage loans, explaining how they work and whether or not you’re qualified to receive one.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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