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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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What’s Ahead For Mortgage Rates This Week – March 16, 2015

March 16, 2015 by Robby Oakes

Last week’s economic reports included job openings, retail sales, retail sales except automotive, consumer sentiment for March and the usual reports on weekly jobless claims and mortgage rates.

Filed Under: Market Outlook Tagged With: Freddie Mac, Market Outlook, Mortgage Rates

Have You Outgrown Your Current Home? Here Are Five Easy Ways to Tell if It’s Time to Upgrade

March 13, 2015 by Robby Oakes

Your home is your castle, your own little piece of the American dream. But lately, your little corner of the world has been feeling cramped and you find yourself eyeing those larger homes. Is it time to pull up stakes and move on from your starter home?

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Upgrades and Renovations

The Mortgage Pre-approval Letter: Why It’s Important and How to Get One

March 12, 2015 by Robby Oakes

While you may feel as though you have taken the preliminary steps necessary to prepare yourself to buy a home, it is important that you also get a mortgage pre-approval letter for your financing before you starting hunting for that perfect house or condo.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Payments, Mortgages

Taking an Extended Vacation? Renting Your Home to Long-Term Tenants is a Great Option

March 11, 2015 by Robby Oakes

If you have the luxury of taking an extended vacation, you may have your sights set on adventure and relaxation. However, you also need to consider the practicality of leaving behind your home and belongings for an extended period of time. A great idea is to take on a long-term tenant for your home, and there are a number of benefits that you can enjoy by doing this.

Filed Under: Real Estate Tips Tagged With: Around The Home, Homeowner Tips, Real Estate Tips

Missed a Mortgage Payment? How to Ensure It Doesn’t Affect Your Credit Score

March 10, 2015 by Robby Oakes

If you pay attention to your credit rating, you may be well aware that a single late payment reflected on your credit report can result in a decline in your scores. In some cases, the decline can be rather significant, and you will have to work hard to make regular payments over a period of time to show that you remain creditworthy and to rebuild your credit score.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Mortgages and Credit

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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