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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Understanding the ‘Qualified Mortgage’ or QM and Why It’s Important to New Home Buyers

July 1, 2014 by Robby Oakes

Are you shopping for a home or a new mortgage? If you are interested in finding the best possible financial product, it is important to consider the benefits of selecting a Qualified Mortgage.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Loan Information, Mortgages, Qualified Mortgage

What’s Ahead For Mortgage Rates This Week – June 30, 2014

June 30, 2014 by Robby Oakes

Last week brought several economic and housing sector reports including Existing Home Sales, Case-Shiller and FHFA home prices for April, as well as New Home Sales.

Filed Under: Market Outlook Tagged With: Existing Home Sales, FHFA, Mortgage

A Guide to Selecting a Home and Property That Will Suit Your Growing Family

June 27, 2014 by Robby Oakes

Both seasoned homeowners and first-time buyers know making the decision to purchase a new home is not one that is taken lightly.

Filed Under: Real Estate Tips Tagged With: Family Homes, Home Purchasing, Selecting a Home

Case-Shiller: Home Price Growth Slows in April

June 26, 2014 by Robby Oakes

The S&P Case-Shiller Index for April shows that while home prices continue to grow, they are doing so at a slower pace as compared to April 2013.

Filed Under: Mortgage Rates Tagged With: Case Shiller, FHFA, Mortgage

Starting to Shop for a Mortgage? How to Assess Your ‘Debt-to-Income Ratio’ and Why This Number Matters

June 25, 2014 by Robby Oakes

For those who are looking to get a mortgage, the most important factor for having a mortgage application approved is the debt-to-income ratio of the borrower.

Filed Under: Home Mortgage Tips Tagged With: Debt To Income Ratio, Mortgage Financing, Mortgage Loan Information

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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