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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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How Do Mortgage Lenders Decide How Much You Can Borrow?

March 11, 2014 by Robby Oakes

When you visit your lender to get a mortgage for your home, they will tell you the maximum amount that you are allowed to borrow. But how do they reach this total and what factors do they take into consideration?

Filed Under: Uncategorized Tagged With: Debt To Income Ratio, Mortgage Lenders, Percentage Of Gross Monthly Income

What’s Ahead For Mortgage Rates This Week – March 10, 2014

March 10, 2014 by Robby Oakes

Last week’s economic news included construction spending and the CoreLogic Home Price Index for January. Reports for February included ADP Employment, Non-Farm Payrolls and national unemployment data.

Filed Under: Uncategorized Tagged With: Employment Report, Home Price Index, Mortgage Rates

Don’t Make These Mistakes When You Want To Get A Home Loan

March 7, 2014 by Robby Oakes

Getting a home loan can be a challenging process, and a finicky one. Qualifying can be challenging and once a buyer gets approved, it can be surprisingly easy to derail the process.

Filed Under: Uncategorized Tagged With: Home Loans, Home Mortgage Tips, Qualifying For A Mortgage

How To Add Color To Your Home Decor Without Going Overboard

March 7, 2014 by Robby Oakes

There is a fine line between adding color to your home décor and using too much color, so that you feel like you are living inside a rainbow.

Filed Under: Uncategorized

Highest Year-Over-Year Increase In Home Prices Since 2005

March 5, 2014 by Robby Oakes Leave a Comment

Two major indicators of home price trends showed a slowing momentum for home prices in December.

Filed Under: Housing Analysis Tagged With: Case Shiller,HPI,Housing Analysis

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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