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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Dodd-Frank’s Latest Gift: The Qualified Mortgage Rule

January 9, 2014 by Robby Oakes Leave a Comment

The Dodd-Frank Wall Street Reform and Consumer Protection Act’s latest provision – the Qualified Mortgage rule – is going to effect on January 10, 2014.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips,Qualified Mortgage,Mortgage Rates

3 Considerations When Making A Down Payment

January 8, 2014 by Robby Oakes Leave a Comment

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to pay “discount points” to lower your interest rate.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips,Down Payment,Qualifying For A Loan

Case Shiller Price Index Shows Highest Year-Over-Year Gains Since 2006

January 7, 2014 by Robby Oakes Leave a Comment

The Case-Shiller 10 and 20-City Home Price Indices for October were released on December 31. Although home prices in most cities continued to show year-over-year gains, the pace of home price appreciation is expected to slow in 2014.

Filed Under: Housing Analysis Tagged With: Housing Analysis,Housing Market Index,Mortgage Rates

What’s Ahead For Mortgage Rates This Week – January 6, 2014

January 6, 2014 by Robby Oakes Leave a Comment

The last week of 2013 brought relatively good news in view of the economic roller coaster rides caused by legislative impasse. A brief shutdown of federal government agencies, and nail-biting suspense over if and when the FOMC of the Federal Reserve would taper its quantitative easing program.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates,Housing Analysis,Week In Review

5 Ways To Use Your Dead Christmas Tree

January 3, 2014 by Robby Oakes Leave a Comment

The holiday season is coming to an end. It’s time to pack up the stockings, and take the ornaments off the tree.

Filed Under: Around The Home Tagged With: Around The Home,After The Holiday Tips,Dead Christmas Tree

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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