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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Can I Have A Co-Signer For My Mortgage Loan?

February 12, 2014 by Robby Oakes Leave a Comment

Like credit cards or car loans, some mortgages allow borrowers to have co-signers on the loan with them, enhancing their application.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips,Co-Signer Limitations,Mortgage Co-Signers

3 Important Credit Considerations Before You Apply For A Mortgage

February 11, 2014 by Robby Oakes 1 Comment

Before applying for a mortgage, borrowers need to build a plan for how they are going to manage their credit both going into the process and as they go through it.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips,Personal Finance and Credit,DTI Ratio

What’s Ahead For Mortgage Rates This Week – February 10, 2014

February 10, 2014 by Robby Oakes Leave a Comment

Residential Construction Spending Up

Last week’s mortgage and housing-related reports began with Construction Spending for December, with a reading of 0.10 percent or a seasonally adjusted $930.5 billion.

December’s reading fell short of an expected increase of 0.40 percent.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates,Economic Reports,Unemployment

The Low Down On Heating And Cooling Your Home

February 7, 2014 by Robby Oakes Leave a Comment

If the temperature in your home is too hot at night, then you can’t sleep. If it’s too cold during the day, then you have to wear excessive layers.

Filed Under: Around The Home Tagged With: Around The Home,Heating and Cooling,Thermostat

Can I Get Cash Out From My Home Right After I’ve Purchased It?

February 6, 2014 by Robby Oakes Leave a Comment

Generally when you are purchasing a home, you are buying below the appraised value and you are making a down payment. The good news is this means you have “instant equity” in your home.

Filed Under: Homebuyer Tips Tagged With: Homebuyer Tips,Home Equity Loan,Second Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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