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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Should I Shorten My Mortgage Term, Important Factors To Consider

January 14, 2014 by Robby Oakes Leave a Comment

When you first bought your home a few years ago, perhaps you started off with a 30 year mortgage. Now, you are considering refinancing and changing it to a 20 year or even a 15 year mortgage.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips,Mortgage Rates,Refinancing

What’s Ahead For Mortgage Rates This Week – January 13, 2014

January 13, 2014 by Robby Oakes Leave a Comment

The first post-holiday week of 2014 brought mixed economic and housing-related news. CoreLogic reported via its Housing Market Index that November home prices grew by 11.80 percent year-over-year.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates,Housing Analysis,Unemployment Rates

Build A Home Gym For Your New Year’s Resolution

January 10, 2014 by Robby Oakes Leave a Comment

While many people claim every January that they are going to exercise more, a lot of them give up after the first couple of months. It takes a great deal of effort to make it to the gym before work or have the energy to go afterward.

Filed Under: Around The Home Tagged With: Around The Home,New Year's Resolution,A Home Gym

Dodd-Frank’s Latest Gift: The Qualified Mortgage Rule

January 9, 2014 by Robby Oakes Leave a Comment

The Dodd-Frank Wall Street Reform and Consumer Protection Act’s latest provision – the Qualified Mortgage rule – is going to effect on January 10, 2014.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips,Qualified Mortgage,Mortgage Rates

3 Considerations When Making A Down Payment

January 8, 2014 by Robby Oakes Leave a Comment

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to pay “discount points” to lower your interest rate.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips,Down Payment,Qualifying For A Loan

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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