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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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What’s Ahead For Mortgage Rates This Week – December 30th, 2024

December 30, 2024 by Robby Oakes

With Christmas concluding the prior week, there were few reports other than Consumer Confidence, which had come in slightly below expectations. This should prove to have little impact, especially in the following week. With the New Year on the horizon, there are no reports other than the Chicago Manufacturing output report for the entire week. Happy Holidays!

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

How to Buy a Home if You Owe Taxes

December 27, 2024 by Robby Oakes

If you’re considering buying a home while dealing with unpaid taxes, you might be wondering how your tax debt affects your mortgage approval. The good news is, it is possible to buy a home even if you owe taxes. Here’s what you need to know about how owing taxes can impact your homebuying process.

Filed Under: Tax Debts Tagged With: First Time HomeBuyer, Home Loan Advice, Tax Debt

Steps to Secure a Mortgage After Bankruptcy

December 26, 2024 by Robby Oakes

Experiencing bankruptcy can feel like a significant setback, but it doesn’t mean the end of your dream to own a home. With time, effort, and careful planning, you can rebuild your financial foundation and secure a mortgage.

Filed Under: Bankruptcy History Tagged With: Credit Recovery, Home Buying Tips, Mortgage After Bankruptcy

Looking Ahead with Gratitude and Hope

December 25, 2024 by Robby Oakes

As the holiday season surrounds us with its warmth and cheer, we reflect on the incredible connections we’ve made this year.

Filed Under: Holidays Tagged With: Holiday Gratitude, New Year New Goals, Thank You For Trusting Us

When Will Refinancing Pay Off? Calculating Your Break-Even Point

December 24, 2024 by Robby Oakes

Refinancing can help homeowners save money, but it’s essential to determine if the potential savings outweigh the upfront costs. One key tool in making this decision is calculating the refinance break-even point.

Filed Under: Mortagage Tips Tagged With: Home Finances, Mortgage Refinance, Smart Savings

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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