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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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How to Transition from Renting to Homeownership

August 23, 2024 by Robby Oakes

Transitioning from renting to homeownership is an exciting and significant milestone in anyone’s life. This journey, while thrilling, can also be filled with questions and uncertainties. I am here to guide you through this process, ensuring a smooth and successful transition working with your real estate agent.

Filed Under: Home Buyer Tips Tagged With: First Time HomeBuyer, Homebuying Tips, Homeownership

Strategies to Make Homeownership Accessible for All

August 22, 2024 by Robby Oakes

In today’s real estate market, the dream of owning a home can seem out of reach for many. However, various affordable housing initiatives are making homeownership more accessible. As a real estate agent, I want to share some strategies and programs designed to help you achieve your dream of owning a home.

Filed Under: Homebuyer Tips Tagged With: Affordable Housing, Homeownership, Housing Programs

Exploring Different Types of Home Insurance Coverage

August 21, 2024 by Robby Oakes

When it comes to protecting one of your most significant investments–your home–having the right insurance coverage is essential. Home insurance, also known as homeowners’ insurance, offers financial protection against a wide range of potential risks, from natural disasters to theft. However, not all home insurance policies are created equal.

Filed Under: Mortagage Tips Tagged With: Coverage Options, Insurance Coverage, Protecting Assets

What’s Ahead For Mortgage Rates This Week – August 19th, 2024

August 19, 2024 by Robby Oakes

The results are in, and both the CPI and PPI inflation reports confirm that inflation has come in lower than expected, surpassing expectations. This is a great result leading forward for the next FOMC Rate Decision meeting, as there is high optimism now that the rate cuts are coming this year. With next week’s FOMC Minutes guiding the next meeting, we can expect to hear their stance going forward. We also see a matching indicator in Retail Sales, showing a significant gain across the board, while auto sales had the largest increase in one and a half years. This aligns with previous consumer confidence reports and will serve as a good reference when making the next rate decision for the Federal Reserve.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Understanding the Difference Between a Co-Borrower and a Co-Signer

August 16, 2024 by Robby Oakes

When it comes to securing a mortgage, the terms and roles can often be confusing. One such term you might come across is “co-borrower.” Understanding what a co-borrower is and how they differ from other roles in a mortgage can help you make informed decisions when navigating your home loan process.

Filed Under: Mortgage Application Tagged With: Co-Borrower, Home Loans, Mortgage Application

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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