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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Deciding Between 30-Year vs. 20-Year Mortgages: Which Is the Right Fit for You?

May 7, 2024 by Robby Oakes

Are you in the market for a new home? One of the most crucial decisions you’ll face is choosing the right mortgage term. With options like 30-year and 20-year mortgages available, it’s essential to weigh the pros and cons to make an informed decision that suits your financial goals.

Filed Under: Mortgage Rates Tagged With: 20 Year Mortgage, 30 Year Mortgage, Mortgage

What’s Ahead For Mortgage Rates This Week – May 6th, 2024

May 6, 2024 by Robby Oakes

With the passing of the Federal Open Market Committee rate decision panel, we now have definitively confirmed that the Federal Reserve intends to keep the rates at a two-decade high, for the sixth straight meeting by a unanimous vote.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What Every Homeowner Should Know About Mortgage Forbearance

May 3, 2024 by Robby Oakes

With all of the economic uncertainties, many homeowners find themselves facing financial hardships that impact their ability to meet mortgage payments.

Filed Under: Mortgage Tips Tagged With: Finance Options, Forbearance, Mortgage

Mortgage Tips for Empty Nesters: Downsizing and Relocating

May 2, 2024 by Robby Oakes

So you are soon to be an empty nester! With the kids flown from the nest, it’s your time to welcome a new chapter of freedom and flexibility. Whether you’re looking to downsize to a cozier space or relocate to your dream destination, navigating the mortgage landscape can seem overwhelming.

Filed Under: Homebuyer Tips Tagged With: Downsizing, Empty Nesters, Mortgage

The Role of a Co-Signer in Mortgage Applications: Pros, Cons, and Alternatives

May 1, 2024 by Robby Oakes

Are you dreaming of owning your own home but facing obstacles in securing a mortgage? You’re not alone. Many aspiring homeowners encounter challenges due to factors like credit history, income, or debt-to-income ratio. There is a potential solution that could help you achieve your homeownership goals: a cosigner.

Filed Under: Mortgage Application Tagged With: Co-Signer, Mortgage, Mortgage Approval

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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