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A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Mortgages and Divorce: Keeping Your Home During Life’s Changes

April 17, 2024 by Robby Oakes

Divorce or separation is a challenging time, and amidst the emotional and logistical complexities, handling mortgage issues can add another layer of stress.

Filed Under: Mortgage Tagged With: Divorce, Mortgage, Property

Understanding Closing Costs When Buying a Home

April 16, 2024 by Robby Oakes

Buying a home is an exciting journey, but it’s not without its twists and turns. One specific daunting aspect for many homebuyers is understanding the sphere of closing costs.

Filed Under: Mortgage Tagged With: Closing Costs, Escow Fees, Mortgage

What’s Ahead For Mortgage Rates This Week – April 15th, 2024

April 15, 2024 by Robby Oakes

The Consumer Price Index (CPI) is showing higher than expected inflation, and the Producer Price Index (PPI) is showing lower than expected inflation. The two are in conflict with each other; however, the Consumer Price Index is still the far greater indicator for inflation as it directly impacts the cost of living for everyone, not just production assets.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Find Something Wrong During a Home Inspection? How to Discuss Repairs or Defects with a Seller

April 12, 2024 by Robby Oakes

When it comes to selling a home, it is a common belief that once the offer is accepted, there is nothing else to be negotiated. However, issues and obstacles that can arise during the home inspection can be a cause for discussion with the seller. Here are some tips in the event that the home inspection isn’t up to par.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Home Inspections

Unlocking Home Equity With Home Equity Loans and HELOCs

April 11, 2024 by Robby Oakes

Home equity loans and Home Equity Lines of Credit (HELOCs) are two avenues through which homeowners can tap into this valuable asset.

Filed Under: Mortgage Tagged With: HELOC, Home Equity Loan, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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