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A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Navigating the Impact of Environmental Factors on Property Values

February 28, 2024 by Robby Oakes

As our world becomes increasingly conscious of sustainability, it’s crucial to understand how the environment can shape the value of your home or potential investment.

Filed Under: Housing Market Tagged With: Environmental Factors, Property Values, Regulation's

Exploring the Pros and Cons of Using Personal Loans and Refinancing for Home Renovations

February 27, 2024 by Robby Oakes

Undertaking home renovations can be an exciting endeavor, whether you’re looking to enhance your living space, increase property value, or simply modernize your home. However, financing these projects can often pose a significant challenge

Filed Under: Mortagage Tips Tagged With: Mortgage, Personal Loan, Renovations

What’s Ahead For Mortgage Rates This Week – February 26th, 2024

February 26, 2024 by Robby Oakes

A government holiday followed by an extremely light release schedule has led to a limited amount of data, with the FOMC Minutes being the only impactful report for the prior week. The Federal Reserve had stated they will continue to maintain their current stance in light of the most recent inflation data. With rates holding into the year, as a result, lending partners have started back tracking some of their recent rate cuts. Lastly, Unemployment Numbers are seen to be well within expectations.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Loan Servicing Companies

February 23, 2024 by Robby Oakes

What happens when you suddenly get a notice to pay your mortgage to a company you may have never heard of? How do you determine if this is a legitimate request or a scam?

Filed Under: Mortgage Tips Tagged With: Loan Servicing, Mortgage

Long-Term Relationship Between Borrowers and Mortgage Originators

February 22, 2024 by Robby Oakes

A good originator goes beyond mere transactions, prioritizing long-term relationships and client well-being. Look for originators who communicate proactively, offer empowering resources, provide personalized attention, maintain transparency, engage with the community, and celebrate milestones.

Filed Under: Mortagage Tips Tagged With: Communication, Loan Officer, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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