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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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What’s Ahead For Mortgage Rates This Week – April 22nd, 2024

April 22, 2024 by Robby Oakes

Last week, the largest report was the Federal Reserve’s Beige Book, leading into chairman of the Federal Reserve Jerome Powell speaking on the current state of the economy and the stance of the Federal Reserve. While the Beige Book has indicated some positive movement towards a strong economy, there have been many indicators from all inflation data that inflation has yet to be tamed to the standards of the Federal Reserve.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

The Perks of Buying a Home in a Gated Community

April 19, 2024 by Robby Oakes

Welcome to our consumer blog, where we delve into the finer details of real estate and homeownership. Today, we’re exploring the enticing realm of gated communities and why they might just be the perfect fit for your next home purchase.

Filed Under: Mortgage Tagged With: Gated Community, Mortgage, Security

Essential Mortgage Considerations When Looking Into A Second Home

April 18, 2024 by Robby Oakes

So, you’re considering buying a second home? Whether it’s a cozy cabin in the woods, a beachfront retreat, or an urban pied-?-terre, the idea of owning a second property is undoubtedly exciting. However, before you get swept away by visions of lazy weekends and family gatherings, it’s crucial to understand the financial implications, especially when it comes to mortgages.

Filed Under: Mortgage Tagged With: Finances, Mortgage, Second Home

Mortgages and Divorce: Keeping Your Home During Life’s Changes

April 17, 2024 by Robby Oakes

Divorce or separation is a challenging time, and amidst the emotional and logistical complexities, handling mortgage issues can add another layer of stress.

Filed Under: Mortgage Tagged With: Divorce, Mortgage, Property

Understanding Closing Costs When Buying a Home

April 16, 2024 by Robby Oakes

Buying a home is an exciting journey, but it’s not without its twists and turns. One specific daunting aspect for many homebuyers is understanding the sphere of closing costs.

Filed Under: Mortgage Tagged With: Closing Costs, Escow Fees, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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