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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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What’s Ahead For Mortgage Rates This Week – December 18, 2023

December 18, 2023 by Robby Oakes

With both CPI and PPI reports well within expectations, there is a favorable reception across the broader market spectrum that these reports are a strong sign that the Federal Reverse will begin rate cuts in 2024. A soft landing for the economy is the primary goal of the Federal Reserve, and it would seem their measures have had the intended impact with the Jobless claims seeing a recent new low and many of the primary economic signals pointing to a stable 2024.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Unraveling the Impact of Appraisal Value

December 15, 2023 by Robby Oakes

The journey to homeownership is a thrilling adventure, but it comes with its fair share of challenges. One crucial aspect that can significantly influence the mortgage process is the appraisal value of your prospective home.

Filed Under: Mortgage Tagged With: Appraisal, Appraisal Value, Mortgage

Why You Need to Be Truthful on Your Mortgage Application

December 14, 2023 by Robby Oakes

There are few things better than finding your dream home and being able to afford it, but simply because you’ve found the perfect place doesn’t mean you should stretch the truth. It might seem tempting to polish your mortgage application a little in the hopes of making a better impression, but here are a few reasons why you should stick to the truth when signing off on your home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

4 Ways to Help Your Mortgage Transaction Close On Time

December 13, 2023 by Robby Oakes

When you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgage

Pre-approval vs. Pre-qualification

December 12, 2023 by Robby Oakes

Pre-qualification and pre-approval are two terms commonly used in the context of obtaining a mortgage or other types of loans. While they may sound similar, they have different meanings.

Filed Under: Home Mortgages Tagged With: Mortgage, Pre-Approval, Pre-qualification

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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