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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Exploring Down Payment Options and Their Impact on Mortgage Terms

January 19, 2024 by Robby Oakes

Embarking on the journey of homeownership is an exciting and significant step in one’s life. One crucial aspect of this process is the down payment, which can greatly influence the terms of your mortgage.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Mortgage Terms

How Automation and Technology are Changing Real Estate

January 18, 2024 by Robby Oakes

In the rapidly evolving landscape of real estate, smart homes are emerging as a transformative force, reshaping the way we live and interact with our living spaces. Automation and technology have become integral components of modern homes, offering unprecedented levels of convenience, efficiency, and sustainability. This article delves into the burgeoning realm of smart homes, exploring the impact of automation and technology on the real estate industry and the future trends that promise to redefine our concept of home.

Filed Under: Mortgage Tips Tagged With: Automation, Mortgage, Technology

Loan-to-Value Ratio (LTV): The Key to Mortgage Approval

January 17, 2024 by Robby Oakes

Securing a mortgage is a significant milestone on the path to homeownership. As you embark on this journey, you’ll likely encounter various terms and ratios that play a crucial role in the approval process. One such essential factor is the Loan-to-Value ratio, commonly known as LTV.

Filed Under: Mortgage Tagged With: LTV, Mortgage, Mortgage Approval

What’s Ahead For Mortgage Rates This Week – January 16th, 2024

January 16, 2024 by Robby Oakes

With the release of the CPI and PPI we received a clearer picture of what’s ahead. With the inflation numbers for CPI (Consumer Price Index) arriving a bit warmer than expected, there was some speculation that it could cause some hesitation from the Federal Reserve on reducing rates for this year.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Reflecting on MLK Day: A Celebration of Equality and Justice

January 15, 2024 by Robby Oakes

Martin Luther King Jr. Day serves as a touching reminder of the permanent mark left by one of the most influential figures in the American civil rights movement

Filed Under: Holiday Tips Tagged With: Equality, Justice for All, MLK Day

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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