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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
to Service and Transparency

Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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What’s Ahead For Mortgage Rates This Week – November 6, 2023

November 6, 2023 by Robby Oakes Leave a Comment

The most important data of the quarter was released, signaling the direction for many markets and where economic policy may be headed. Jerome Powell as well as other members of the Federal Reserve spoke about the state of economic policy, informing many parties about their decisions to remain hawkish or dovish in their approach. Further […]

Filed Under: Financial Reports Tagged With: Financial Reports, Jobless Claims, Mortgage Rates

Ways To Be Financially Prepared for an Emergency

November 3, 2023 by Robby Oakes Leave a Comment

It’s important to be financially prepared for emergencies so that you can handle unexpected expenses or situations without having to worry about your financial stability. Here are some ways to financially prepare for emergencies: Build an emergency fund: Start by building an emergency fund that can cover at least 3-6 months of your living expenses. […]

Filed Under: Budget, Homeowner Tips Tagged With: budgeting, Emergency Funds, Savings

Will Getting a Mortgage Help My Credit Score?

November 2, 2023 by Robby Oakes Leave a Comment

Getting a mortgage can potentially help your credit score, as long as you make your payments on time and in full each month. Payment history is one of the most important factors that influence your credit score, so consistently making your mortgage payments on time can have a positive impact on your credit score over […]

Filed Under: Credit, Homeowner Tips Tagged With: Credit Score, Home Mortgage Tips, Mortgage Applications

Planning Your Mortgage Budget for the Holiday Season

November 1, 2023 by Robby Oakes Leave a Comment

The holiday season is a time of joy and celebration, but it can also be a challenging time for your finances, especially if you’re juggling the responsibilities of a mortgage. However, with some thoughtful planning and budgeting, you can ensure that you enjoy the festivities without putting your financial stability at risk.  I will provide […]

Filed Under: Budget, Home Tips Tagged With: Holiday Savings, Mortgage Payment, Sales, Savings

Setting Your Budget: How to Analyze Your Finances to Determine How Much Mortgage You Can Afford

October 6, 2023 by Robby Oakes

In today’s post we’ll take a look at a few ways that you can analyze your financial situation to help decide how much mortgage you can truly afford.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Affordability, Mortgage Financing, Mortgage Loan Information

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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