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Balancing Educational Debt with Homeownership Goals

January 12, 2024 by Robby Oakes

In the pursuit of the American dream, many individuals find themselves walking a tightrope between educational aspirations and the desire to own a home. The burden of student loan debt can often seem impossible, making the prospect of homeownership feel like a distant dream.

Filed Under: Student Loans Tagged With: budgeting, Mortgage, student loans

Managing the Construction Loan Budget

December 1, 2023 by Robby Oakes

Embarking on a construction project entails countless challenges, and managing the associated budget is a crucial task. A well-planned and meticulously monitored budget ensures the project’s success without financial hiccups. Here’s a comprehensive guide on effectively managing a construction loan budget.

Filed Under: Home Mortgage Tagged With: budgeting, Construction Loan, Home Mortgage

Ways To Be Financially Prepared for an Emergency

November 3, 2023 by Robby Oakes Leave a Comment

It’s important to be financially prepared for emergencies so that you can handle unexpected expenses or situations without having to worry about your financial stability. Here are some ways to financially prepare for emergencies: Build an emergency fund: Start by building an emergency fund that can cover at least 3-6 months of your living expenses. […]

Filed Under: Budget, Homeowner Tips Tagged With: budgeting, Emergency Funds, Savings

How the Purchase and Refinance Mortgage Process Works

May 4, 2023 by Robby Oakes

Determine your budget: Before you start shopping for a home, you need to figure out how much you can afford to spend. You can do this by calculating your monthly income, expenses, and debt, and getting pre-approved for a mortgage.

Filed Under: Mortgage Tagged With: budgeting, Mortgage, Refinance

The Most Commonly Forgotten Item On The Home Budget List

January 10, 2023 by Robby Oakes

If you are in the process of purchasing a home, it is critical for you to make sure that you budget appropriately. Unfortunately, there are a lot of people who commonly overlook closing expenses.

Filed Under: Mortgage Tagged With: budgeting, finance, Mortgage

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Robby Oakes


Robby Oakes

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