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How to Leverage Home Equity for Financial Freedom

June 12, 2025 by Robby Oakes

If you’ve owned your home for a few years, chances are you have built up equity, maybe more than you realize. But what exactly is home equity, and how can you use it to build wealth, reduce debt, or increase financial flexibility?

We will discuss how homeowners are turning their built-up equity into tools for financial freedom, and how you can, too.

Filed Under: Mortgage Tips Tagged With: Equity Matters, Financial Freedom, Home Equity

What Your Coffee Habit Can Teach You About Paying Off Your Mortgage Faster

May 20, 2025 by Robby Oakes

As your mortgage advisor, I am not here to tell you to give up your favorite coffee, but I am here to show you how something as simple as your daily coffee run can reveal some powerful lessons about how to pay off your mortgage faster.

Filed Under: Mortgage Tips Tagged With: Coffee And Homeownership, Financial Freedom, Mortgage Tips

The Facts and Fictions of Reverse Mortgages

April 16, 2025 by Robby Oakes

A reverse mortgage can be a powerful financial tool for homeowners aged 62 and older, providing access to home equity without the burden of monthly mortgage payments. If you’re considering this option, here’s a step-by-step guide to help you navigate the process.

Filed Under: Mortagage Tips Tagged With: Financial Freedom, Home Equity, Reverse Mortgage

The Difference Between Mortgage and Rent

August 29, 2024 by Robby Oakes

When deciding between renting and buying a home, it’s essential to understand the key differences between a mortgage and rent. Each option has its own set of benefits and drawbacks, and knowing these can help you make a more informed decision about your living situation and financial future.

Filed Under: Home Mortgage Tagged With: Financial Freedom, Home Ownership, Mortgage Vs Rent

How to Unlock Your Home’s Equity with a Cash-Out Refinance

July 31, 2024 by Robby Oakes

As a homeowner, you might be sitting on a valuable asset without even realizing it–your home equity. Tapping into this equity through a cash-out refinance can open up financial opportunities you hadn’t considered. Here’s how you can unlock your home’s equity with a cash-out refinance and what you need to know before diving in.

Filed Under: Mortgage Rates Tagged With: Cash Out Refinance, Financial Freedom, Home Equity

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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