Robby Oakes Mortgage

Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC

  • Home
  • Our Main Site
  • Blog
  • Resources
    • Mortgage Calculator
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • Contact Us

How to Remove PMI Without Refinancing

July 30, 2025 by Robby Oakes

Private mortgage insurance, or PMI, is often required when a homebuyer makes a down payment of less than twenty percent. While PMI helps lenders reduce risk, it adds extra cost to your monthly mortgage payment. The good news is that you may be able to remove PMI without refinancing your loan. Understanding the options available can help you save money and accelerate building equity in your home.

Filed Under: Personal Finance Tagged With: Home Equity, Mortgage Advice, PMI Removal

How to Leverage Home Equity for Financial Freedom

June 12, 2025 by Robby Oakes

If you’ve owned your home for a few years, chances are you have built up equity, maybe more than you realize. But what exactly is home equity, and how can you use it to build wealth, reduce debt, or increase financial flexibility?

We will discuss how homeowners are turning their built-up equity into tools for financial freedom, and how you can, too.

Filed Under: Mortgage Tips Tagged With: Equity Matters, Financial Freedom, Home Equity

The Facts and Fictions of Reverse Mortgages

April 16, 2025 by Robby Oakes

A reverse mortgage can be a powerful financial tool for homeowners aged 62 and older, providing access to home equity without the burden of monthly mortgage payments. If you’re considering this option, here’s a step-by-step guide to help you navigate the process.

Filed Under: Mortagage Tips Tagged With: Financial Freedom, Home Equity, Reverse Mortgage

Creative Ways to Use Home Equity Loans for Investment

February 26, 2025 by Robby Oakes

For homeowners looking to build wealth, a home equity loan can be a powerful financial tool. With the equity in your home, you can access funds at relatively low interest rates and put that money to work in smart, strategic ways.

Filed Under: Investment Properties Tagged With: Home Equity, Real Estate Investing, Smart Investing

Should You Use Home Equity to Pay for College?

January 31, 2025 by Robby Oakes

Higher education can be one of the most significant financial investments you’ll make, second only to purchasing a home. While federal loans are a common method for covering college costs, using your home’s equity is another option to consider.

Filed Under: Mortgage Tagged With: College Costs, Education Funding, Home Equity

  • 1
  • 2
  • 3
  • 4
  • Next Page »

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

How can we help?

Connect with Us

CIMG Residential Mortgage

Quick Links

  • Our Main Site
  • Accessibility Statement
  • NMLS Consumer Access
  • Privacy Policy
©2025 Robby Oakes Mortgage Team
Corporate Investors Mortgage Group
NMLS# 39460.
Licensed to Do Business in the State of NC

Equal_Housing_Opportunity

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in