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Yes, It’s Getting Easier to Get a Mortgage. Here’s How You Can Take Advantage

May 31, 2017 by Robby Oakes

It can be hard to stay on top of a changing real estate market from day-to-day, but it’s a matter of fact that there are more available mortgage products out there than ever before for many different kinds of homebuyers. If you’re wondering how you can take advantage of easier lending opportunities and strike while the iron is hot, here are some things to consider.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Understanding What a “Piggyback” Mortgage Loan Is and How It Works

May 26, 2017 by Robby Oakes

As a potential homebuyer who is new to the market, many of the terms and mortgage products available to you can be more than a little confusing. Piggyback loans might be a little less familiar than many other options, but if you’re ready to jump into the housing market this type of mortgage can be useful for you. If you’re hoping to invest in a home sooner rather than later, here are the details on this type of loan.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Thinking About a Second Mortgage on Your House? Here’s What You Need to Know

May 24, 2017 by Robby Oakes

Whether it’s to consolidate debt or make funds available for a home renovation, many people consider a second mortgage in order to make it possible to pursue other options. If you’re currently weighing your mortgage options and are considering a second mortgage, here are some things to do before the final decision.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

The 10-year Mortgage: Why a Shorter Amortization Period Can Be Your Best Option

May 19, 2017 by Robby Oakes

From ‘down payment’ to ‘adjustable rate’ to ‘debt-to-income’ ratio, there are so many terms involved in the mortgage process that it can be hard to learn them all and keep them straight. If you’re currently considering the period of loan you should choose, here are some things to think about before taking on a term.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Amortization

You Ask, We Answer: What Are the Pros and Cons of Private Mortgage Insurance?

May 12, 2017 by Robby Oakes

It’s easy to get Private Mortgage Insurance (PMI) confused with homeowners’ insurance, but PMI is an entirely different thing that may or may not be necessary when it comes to your home purchase. If you’re going to be investing in a home in the near future and are wondering what PMI may mean for you, here are some things to consider regarding this type of insurance.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Insurance

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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