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How to Leverage Down Payment Assistance (DPA) Loans for Your Home Purchase

July 30, 2024 by Robby Oakes

Purchasing a home is a significant milestone, but the process can be intimidating, especially when it comes to saving for a down payment. Fortunately, Down Payment Assistance (DPA) loans offer a solution that can make homeownership more accessible.

Filed Under: Mortgage Tagged With: Down Payment Assistance, Home Buying, Home Ownership

Financing Eco-Friendly Homes and Renovations

March 13, 2024 by Robby Oakes

In recent years, the concept of sustainable living has gained significant traction, with more individuals and families seeking ways to reduce their carbon footprint and contribute positively to the environment. One avenue that has emerged to support this trend is the concept of green mortgages.

Filed Under: Environmental Awareness Tagged With: Eco-Friendly Homes, Home Ownership, Mortgage

The Ultimate Home Inspection Checklist for Informed Decisions

March 8, 2024 by Robby Oakes

Embarking on the journey to homeownership is an exciting venture, but it comes with its share of responsibilities.

Filed Under: Home Values Tagged With: Home Ownership, Home Structure, Inspection

How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

November 21, 2023 by Robby Oakes

One of the most immediate consequences of a short sale is its impact on your credit score. When you sell your home for less than the amount owed on your mortgage, the lender reports the debt as “settled” or “paid less than the full amount,” which can significantly lower your credit score.

Filed Under: Mortgage Tagged With: Home Ownership, Real Estate, Short Sale

Does Your Homeowner’s Insurance Policy Cover Storm Damage?

September 8, 2023 by Robby Oakes

If you own a home, you must make sure it is properly protected. Hazards can change throughout the year, and one of the biggest threats during the spring is the arrival of frequent thunderstorms. If your home is damaged by a severe storm, it might be covered by your homeowner’s insurance policy. You need to take a closer look at your policy to see if you have the right coverage.

Filed Under: Homeowner Tips Tagged With: HOI, Home Ownership, Storm Damage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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