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Interest-Only Mortgages Explained

October 7, 2025 by Robby Oakes

When shopping for a mortgage, you may come across an option that allows you to pay only the interest for the first several years of the loan. These are called interest-only mortgages, and while they may sound appealing at first glance, they are not the right fit for everyone. Understanding how they work and who benefits from them is key to making a smart decision.

Filed Under: Mortgage Tips Tagged With: Home Financing, Mortgage 101, Mortgage Tips

Differences Between a Mortgage Broker vs. Mortgage Originator

January 14, 2025 by Robby Oakes

When you’re in the market for a home loan, you’ll likely come across terms like “mortgage broker” and “mortgage originator.” While these professionals play critical roles in helping you secure financing, their responsibilities and how they serve you differ significantly.

Filed Under: Home Mortgage Tips Tagged With: Home Loans, Mortgage 101, Mortgage Broker VS Mortgage Originator

Where Does the Money for Your Mortgage Loan Really Come From?

October 15, 2024 by Robby Oakes

If you’re considering a mortgage loan, you might wonder where the money actually comes from. It’s not as simple as walking into your neighborhood bank and getting a loan directly from their vault, like it used to be decades ago.

Filed Under: Mortgage Tagged With: Fannie Mae , Mortgage 101, Mortgage Banking

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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