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Why Getting Pre-Approved Feels So Intimidating, and Why It Shouldn’t

August 5, 2025 by Robby Oakes

For many people, the idea of getting pre-approved for a mortgage feels overwhelming. You are asked to hand over personal financial information, trust a stranger with your credit report, and answer questions you may not feel ready to face. It is no wonder some buyers delay this step, even when they are serious about purchasing a home.

Filed Under: Mortgage Tips Tagged With: Home Buying Confidence, Mortgage Pre Approval, Real Estate Journey

Creative Ways to Use Mortgage Pre-Approval to Your Advantage

April 2, 2025 by Robby Oakes

When shopping for a home, securing mortgage pre-approval is one of the most important steps you can take. Not only does it show sellers that you are a serious buyer, but it also gives you a clearer picture of your budget and financing options. However, many homebuyers do not realize that mortgage pre-approval can be leveraged in multiple ways to maximize their home search and negotiation power.

Filed Under: Mortgage Tips Tagged With: Home Buying Tips, Mortgage Pre Approval, Mortgages

What If My Mortgage Pre-Approval Expires?

December 19, 2024 by Robby Oakes

A mortgage pre-approval is one of the most valuable tools in your homebuying journey. It’s not just a letter stating how much you’re qualified to borrow; it’s a written commitment from your lender that assures sellers you have the financial backing to make a competitive offer.

Filed Under: Home Mortgage Tips Tagged With: Home Buying Tips, Mortgage Pre Approval, Pre-Approval Process

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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