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Understanding Graduated Payment Mortgages

July 2, 2024 by Robby Oakes

When it comes to buying a home, you will find many mortgage options available. One of the lesser-known but potentially advantageous choices is the Graduated Payment Mortgage (GPM).

Filed Under: Mortgage Tagged With: Graduated Payment Mortgage, Mortgage, Mortgage Tips

How Long Does It Take to Refinance a House?

June 21, 2024 by Robby Oakes

Refinancing your home can be a smart financial move, offering you the chance to secure a better interest rate, reduce monthly payments, or even tap into your home’s equity. However, one of the most common questions homeowners have is: “How long does it take to refinance a house?” While the timeline can vary based on several factors, here’s a general overview to help you understand the process.

Filed Under: Mortgage Tagged With: Home Refinance, Mortgage Tips, Refinance

Negotiating Repairs After a Home Inspection

April 10, 2024 by Robby Oakes

For many homebuyers, negotiating repairs after a home inspection can be a daunting task. However, with the right approach and some negotiation skills, you can ensure that your new home is in tip-top shape without breaking the bank.

Filed Under: Mortgage Tips Tagged With: Home Repair, Inspection, Mortgage Tips

The Required Steps For A Smooth Mortgage Refinance Process

December 5, 2023 by Robby Oakes

There are lots of people who have heard that one of the top ways to ensure the best mortgage rate possible is to refinance. At the same time, it is critical to make sure that this process is planned out accordingly.

Filed Under: Mortgage Tagged With: Mortgage Rates, Mortgage Tips, Refinancing

What Does Contingent Mean on a House Sale

September 26, 2023 by Robby Oakes

In the context of a house sale, “contingent” typically means that the sale of the house is dependent on certain conditions being met. These conditions could include things like the buyer securing financing, the completion of a home inspection, or the sale of the buyer’s current home.

Filed Under: Home Buyer Tips Tagged With: Appraisal, Contingent, Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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