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Exploring the HECM Reverse Mortgage Program for Seniors

April 2, 2024 by Robby Oakes

For many seniors, home equity represents a substantial portion of their wealth. However, accessing this equity while maintaining homeownership can be challenging. This is where Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, emerges as a potential solution.

Filed Under: Mortgage Tagged With: HECM, Mortgage, Reverse Mortgage

A Consumer Guide To Second Mortgages

March 29, 2024 by Robby Oakes

In the realm of personal finance, the term “second mortgage” often emerges as a solution for homeowners seeking additional funds. But what exactly are second mortgages, and how do they work? Join us as we embark on a journey to unravel the basics of second mortgages, helping you make informed decisions about your financial future.

Filed Under: Mortgage Tips Tagged With: Mortgage, Mortgage Options, Second Mortgages

Navigating Down Payment Options: Your Guide to Homeownership

March 26, 2024 by Robby Oakes

So, you’ve decided to take the plunge into homeownership – congratulations! One of the most critical aspects of buying a home is figuring out your down payment. It’s a significant financial commitment that can shape your home-buying journey.

Filed Under: Mortgage Tagged With: Down Payment, Down Payment Assistance Programs, Mortgage

Consumer Guide: Mortgages for Veterans – A Guide to VA Loans

March 22, 2024 by Robby Oakes

Are you a veteran or an active-duty military member considering homeownership? VA loans offer significant benefits tailored to meet the needs of veterans and service members.

Filed Under: Mortagage Tips Tagged With: Mortgage, Mortgage Options, VA Loans

Embracing the Future: Work-From-Home and Its Impact on Housing Needs

March 21, 2024 by Robby Oakes

In the wake of the COVID-19 pandemic, the way we work underwent a profound change in the way most people do business. It became apparent that working from home was more than a temporary change. As companies adapted to remote work models, many employees found themselves unleashed from traditional office spaces.

Filed Under: Homebuyer Tips Tagged With: Mortgage, Work from Home

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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