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Exploring the Pros and Cons of Using Personal Loans and Refinancing for Home Renovations

February 27, 2024 by Robby Oakes

Undertaking home renovations can be an exciting endeavor, whether you’re looking to enhance your living space, increase property value, or simply modernize your home. However, financing these projects can often pose a significant challenge

Filed Under: Mortagage Tips Tagged With: Mortgage, Personal Loan, Renovations

Loan Servicing Companies

February 23, 2024 by Robby Oakes

What happens when you suddenly get a notice to pay your mortgage to a company you may have never heard of? How do you determine if this is a legitimate request or a scam?

Filed Under: Mortgage Tips Tagged With: Loan Servicing, Mortgage

Long-Term Relationship Between Borrowers and Mortgage Originators

February 22, 2024 by Robby Oakes

A good originator goes beyond mere transactions, prioritizing long-term relationships and client well-being. Look for originators who communicate proactively, offer empowering resources, provide personalized attention, maintain transparency, engage with the community, and celebrate milestones.

Filed Under: Mortagage Tips Tagged With: Communication, Loan Officer, Mortgage

When to Refi: How to Time Your Move for Maximum Savings

February 21, 2024 by Robby Oakes

As with most everything, timing is often key to unlocking substantial savings, especially when it comes to refinancing your loans. Whether you’re eyeing a lower interest rate, aiming to shorten your loan term, or simply seeking to tap into equity, strategic timing can significantly impact your financial outcomes.

Filed Under: Home Mortgages Tagged With: Mortgage, Refinance, Timing

Exploring Your First Mortgage? Discover Why a Condo Could Be Your Ideal First Home

February 16, 2024 by Robby Oakes

Are you considering taking the leap into homeownership, but feeling overwhelmed by the options? Purchasing your first home is an exciting milestone, but it can also be a daunting process. One option that may be particularly appealing for first-time homebuyers is a condominium, or condo for short. We will explore why a condo could be the perfect fit for your first venture into homeownership.

Filed Under: Home Mortgages Tagged With: Condo, First Home, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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