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Loan-to-Value Ratio (LTV): The Key to Mortgage Approval

January 17, 2024 by Robby Oakes

Securing a mortgage is a significant milestone on the path to homeownership. As you embark on this journey, you’ll likely encounter various terms and ratios that play a crucial role in the approval process. One such essential factor is the Loan-to-Value ratio, commonly known as LTV.

Filed Under: Mortgage Tagged With: LTV, Mortgage, Mortgage Approval

Balancing Educational Debt with Homeownership Goals

January 12, 2024 by Robby Oakes

In the pursuit of the American dream, many individuals find themselves walking a tightrope between educational aspirations and the desire to own a home. The burden of student loan debt can often seem impossible, making the prospect of homeownership feel like a distant dream.

Filed Under: Student Loans Tagged With: budgeting, Mortgage, student loans

First-Time Homebuyer’s: Understanding Mortgage Terminology

January 11, 2024 by Robby Oakes

Obtaining a mortgage can seem to be filled with perplexing terms and concepts. Don’t worry, though – we’re here to decode the complexities and make it easy for you to navigate the mortgage landscape with confidence.

Filed Under: Home Mortgage Tips Tagged With: First Time Buyer, Mortgage, Principal

Renting Out Your Property and Becoming a Landlord with a Mortgage

January 10, 2024 by Robby Oakes

Becoming a landlord can be a profitable undertaking, providing a steady income stream and potential long-term investment growth. It is important to understand the complexities of managing a property while still under a mortgage. We will discuss the key insights into renting out your property and becoming a landlord while maintaining a mortgage.

Filed Under: Home Mortgage Tagged With: Insurance, Mortgage, Property Rental

Unveiling the Power of VA Loans for Veterans

January 9, 2024 by Robby Oakes

For the brave men and women who have served in the armed forces, the dream of homeownership becomes more attainable and rewarding through the power of VA loans. We will discuss the unique features that make VA loans a tool for veterans, empowering them to secure homes with financial flexibility and favorable terms.

Filed Under: Home Mortgage Tagged With: Mortgage, VA Benefits, VA Loans

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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