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How Automation and Technology are Changing Real Estate

January 18, 2024 by Robby Oakes

In the rapidly evolving landscape of real estate, smart homes are emerging as a transformative force, reshaping the way we live and interact with our living spaces. Automation and technology have become integral components of modern homes, offering unprecedented levels of convenience, efficiency, and sustainability. This article delves into the burgeoning realm of smart homes, exploring the impact of automation and technology on the real estate industry and the future trends that promise to redefine our concept of home.

Filed Under: Mortgage Tips Tagged With: Automation, Mortgage, Technology

Loan-to-Value Ratio (LTV): The Key to Mortgage Approval

January 17, 2024 by Robby Oakes

Securing a mortgage is a significant milestone on the path to homeownership. As you embark on this journey, you’ll likely encounter various terms and ratios that play a crucial role in the approval process. One such essential factor is the Loan-to-Value ratio, commonly known as LTV.

Filed Under: Mortgage Tagged With: LTV, Mortgage, Mortgage Approval

Balancing Educational Debt with Homeownership Goals

January 12, 2024 by Robby Oakes

In the pursuit of the American dream, many individuals find themselves walking a tightrope between educational aspirations and the desire to own a home. The burden of student loan debt can often seem impossible, making the prospect of homeownership feel like a distant dream.

Filed Under: Student Loans Tagged With: budgeting, Mortgage, student loans

First-Time Homebuyer’s: Understanding Mortgage Terminology

January 11, 2024 by Robby Oakes

Obtaining a mortgage can seem to be filled with perplexing terms and concepts. Don’t worry, though – we’re here to decode the complexities and make it easy for you to navigate the mortgage landscape with confidence.

Filed Under: Home Mortgage Tips Tagged With: First Time Buyer, Mortgage, Principal

Renting Out Your Property and Becoming a Landlord with a Mortgage

January 10, 2024 by Robby Oakes

Becoming a landlord can be a profitable undertaking, providing a steady income stream and potential long-term investment growth. It is important to understand the complexities of managing a property while still under a mortgage. We will discuss the key insights into renting out your property and becoming a landlord while maintaining a mortgage.

Filed Under: Home Mortgage Tagged With: Insurance, Mortgage, Property Rental

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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