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An Overview Of Umbrella Insurance: How It Works

September 26, 2024 by Robby Oakes

Accidents can happen from time to time, which is why it is important for people to have insurance. While you might be able to fix some accidents on your own, others can lead to a significant amount of financial stress.

Filed Under: Mortgage Tagged With: Mortgage, Protecting Your Assets, Umbrella Insurance

Tips and Insights on Home Buying with Bad Credit

September 24, 2024 by Robby Oakes

When thinking about homeownership, a perfect credit score often seems like the golden ticket. But what if your credit history isn’t picture-perfect?

Filed Under: Home Buyer Tips Tagged With: Bad Credit, Homebuying Tips, Mortgage

In A World of Homeowners’ Associations (HOAs)

September 6, 2024 by Robby Oakes

With the current shortage in housing inventory, more buyers are considering condominiums and townhomes as viable options. Most of these properties are part of a homeowners’ association (HOA), which plays a crucial role in maintaining the community. Understanding what an HOA entails can help you make an informed decision before purchasing your next home. Here’s what you need to know:

Filed Under: Home Mortgage Tagged With: HOA, Home Ownership, Mortgage

What Single Moms Should Know About First-Time Homebuyer Grants

September 5, 2024 by Robby Oakes

Owning a home as a single mom might seem challenging, but it’s more achievable than you think. With the right resources, first-time homebuyer grants, and housing programs, you can turn the dream of homeownership into reality. Here’s what you need to know.

Filed Under: Home Buyer Tips Tagged With: First-Time Homebuyer Grants, Mortgage, Single Mom

Tackling Debt with a Cash-Out Refinance: Is This Strategy Right for You?

August 30, 2024 by Robby Oakes

Credit card debt in the U.S. has surged to an unprecedented level, climbing by $50 billion last year to a staggering $1.13 trillion. This highlights the financial strain many individuals and families are experiencing, making effective debt management more crucial than ever. One potential strategy to consider is a cash-out refinance on your home.

Filed Under: Mortgage Tagged With: Cash Out Refinance, Debt Relief, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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