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How Do You Make A Household Budget

June 16, 2023 by Robby Oakes

Dealing with debt can be challenging but incorporating it into your budgeting strategy can help you regain control of your finances. Here are some steps you can take to effectively manage your debt while budgeting:

Filed Under: Mortgage Tagged With: Budget, debt, Mortgage

The Most Common Dangerous Home Issues

June 15, 2023 by Robby Oakes

Leaving home issues unchecked can cause significant damage to your property and if you’re planning to sell your home in the future, it’s important to ensure that it’s free of dangerous issues that could affect its value.

Filed Under: Around The Home Tagged With: Carbon Monoxide Poisoning, Home Dangers, Mortgage

A Comprehensive Guide to Choosing the Best Mortgage Options for Unique Circumstances

June 14, 2023 by Robby Oakes

Securing a mortgage is a significant financial decision, and choosing the right option can have a lasting impact on your future. Each individual’s circumstances are unique, and finding the best mortgage for your needs requires careful consideration. Whether you’re a first-time homebuyer, have a less-than-ideal credit score, or are looking for specific loan terms, this comprehensive guide will assist you in navigating the process and making an informed decision.

Filed Under: Home Mortgages Tagged With: Mortgage, Mortgage Options

Will Pre-Approval for a Mortgage Hurt My Credit Score?

June 9, 2023 by Robby Oakes

To understand how pre-approval affects your credit, we need to discuss credit inquiries. When you apply for credit, such as a loan or credit card, the lender typically pulls your credit report to assess your creditworthiness. These inquiries are categorized as either “hard” or “soft.”

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

What You Need To Know About Your Home Appraisal And Your Mortgage

June 7, 2023 by Robby Oakes

When buying a home, there are certain steps a buyer should go through before the home sale is official. First the buyer makes the offer, then the offer is accepted.

Filed Under: Mortgage Tagged With: Appraisal, Mortgage, Value

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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