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What You Need To Know About A VA Construction Loan

April 11, 2023 by Robby Oakes

Do you plan on building your dream home? If you are a veteran, you may qualify for a VA construction loan. This could help you save a significant amount of money as you build your dream house, but it is important to understand the details.

Filed Under: Mortgage Tagged With: Construction Loan, Mortgage, Va Loan

A Home Equity Loan Versus A HELOC

April 7, 2023 by Robby Oakes

If you are looking for a quick source of cash, you may have been told that you can tap into the equity in your home. If you have at least 20 percent equity in your home, you can borrow against that equity at a relatively low-interest rate for a quick source of funding. You might be deciding whether to apply for a home equity loan or a home equity line of credit, which is usually shortened to HELOC.

Filed Under: Mortgage Tagged With: HELOC, Home Equity, Mortgage

How To Successfully Use Your Down Payment to Achieve Your Home Buying Goals

April 5, 2023 by Robby Oakes

When you are considering purchasing a home, understanding the lending guidelines regarding a down payment is important.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Seasoning

White Lies That Could Make It Harder To Buy A Home

March 31, 2023 by Robby Oakes

Right now, the real estate market is very competitive, and you might be tempted to use a few white lies to make your offer seem more competitive. No matter how much you want to purchase a home, you need to make sure you are completely honest and open when you go through the process from start to finish.

Filed Under: Mortgage Tagged With: Application, Honesty, Mortgage

Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need

March 30, 2023 by Robby Oakes

Buying a home comes with numerous financial planning obligations. It’s far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise.

Filed Under: Mortgage Tagged With: Homeowner's Insurance, Mortgage, Rebuilding

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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