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What Is an Assumable Mortgage Loan: What You Need To Know

February 9, 2023 by Robby Oakes

Everything has its benefits and drawbacks, and that includes mortgage loans. There are plenty of options available, and you need to find the best one to meet your needs. You have probably heard about conventional mortgages, FHA loans, and even VA loans. On the other hand, have you heard about assumable mortgages? What do you need to know about this option, and how do you know if it is right for you?

Filed Under: Mortgage Tagged With: Assumable Loans, Mortgage, Mortgage Rates

ITIN Loans: Are These Loans Right For You?

February 8, 2023 by Robby Oakes

As you take a look at your mortgage options, you might find that a conventional mortgage presents a few qualification challenges.

Filed Under: Mortgage Tagged With: ITIN, Mortgage, Mortgage Loans

Why Your Kitchen Features Matter

February 7, 2023 by Robby Oakes

If you are interested in purchasing a house in the near future, you need to pay close attention to your kitchen. The kitchen is considered to be the heart of the home, and you need to make sure the kitchen is laid out appropriately.

Filed Under: Mortgage Tagged With: Home Features, Kitchen, Mortgage

What You Need To Know About A Closed-End Second Mortgage

January 31, 2023 by Robby Oakes

A home is probably one of the most expensive purchases you will ever make. It is important for you to understand all of the options available to you, particularly if you need a quick source of cash, and you might be thinking about taking out a second mortgage.

Filed Under: Mortgage Tagged With: Loan Options, Mortgage, Second Mortgage

Getting A Mortgage When Self-Employed: What You Need To Know

January 26, 2023 by Robby Oakes

There is a common misconception that someone who is self-employed will not have the tax records or income necessary to qualify for a mortgage; however, that is not necessarily the case. In reality, if you are self-employed, there are a lot of home loan options available to you.

Filed Under: Mortgage Tagged With: Mortgage, Non-QM Mortgage, Self Employed

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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