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What You Need To Know About A Closed-End Second Mortgage

January 31, 2023 by Robby Oakes

A home is probably one of the most expensive purchases you will ever make. It is important for you to understand all of the options available to you, particularly if you need a quick source of cash, and you might be thinking about taking out a second mortgage.

Filed Under: Mortgage Tagged With: Loan Options, Mortgage, Second Mortgage

Getting A Mortgage When Self-Employed: What You Need To Know

January 26, 2023 by Robby Oakes

There is a common misconception that someone who is self-employed will not have the tax records or income necessary to qualify for a mortgage; however, that is not necessarily the case. In reality, if you are self-employed, there are a lot of home loan options available to you.

Filed Under: Mortgage Tagged With: Mortgage, Non-QM Mortgage, Self Employed

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

January 25, 2023 by Robby Oakes

Are you the type of person that struggles with remembering to pay their bills on time? You’re not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let’s take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

What Is A Loan Contingency: An Overview

January 24, 2023 by Robby Oakes

If you are in the process of looking for a new home, you need to find the right one to meet your needs. Sometimes, you want to learn more about specific properties before you decide if it is right for you.

Filed Under: Mortgage Tagged With: Loan Contingency, Mortgage

An Often-Overlooked Trick Can Help You Afford A Second House

January 20, 2023 by Robby Oakes

The whole idea of investing is to use a portion of your money now to get more down the road. It is important for everyone to diversify their investments, and you might be thinking about buying a second house to do so. Investing in real estate is a goal that a lot of people have, but how can you get started? It was challenging enough to buy your first house, so how can you afford a second one?

Filed Under: Mortgage Tagged With: Cash Out Refi, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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