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On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

January 25, 2023 by Robby Oakes

Are you the type of person that struggles with remembering to pay their bills on time? You’re not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let’s take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

What Is A Loan Contingency: An Overview

January 24, 2023 by Robby Oakes

If you are in the process of looking for a new home, you need to find the right one to meet your needs. Sometimes, you want to learn more about specific properties before you decide if it is right for you.

Filed Under: Mortgage Tagged With: Loan Contingency, Mortgage

An Often-Overlooked Trick Can Help You Afford A Second House

January 20, 2023 by Robby Oakes

The whole idea of investing is to use a portion of your money now to get more down the road. It is important for everyone to diversify their investments, and you might be thinking about buying a second house to do so. Investing in real estate is a goal that a lot of people have, but how can you get started? It was challenging enough to buy your first house, so how can you afford a second one?

Filed Under: Mortgage Tagged With: Cash Out Refi, Mortgage

VA Loans: Are They Assumable?

January 19, 2023 by Robby Oakes

Members of the military, their family members, and veterans have access to a unique mortgage option called a VA loan. This can be a strong option because it provides borrowers with an opportunity to purchase a house for less than 20 percent down. While not everyone is eligible for a VA loan, there are a lot of people who are wondering, are VA loans assumable? There are a few key points to keep in mind.

Filed Under: Mortgage Tagged With: Assumable, Mortgage, VA Loans

How Do You Actually Write The Check To Buy A House?

January 18, 2023 by Robby Oakes

After you have found the right house to meet your needs, you need to make the down payment to complete the transaction. Can you show up at the closing table with a suitcase full of cash? Of course, that would be a bit suspect, so that is not actually how it happens. What do you need to do to actually hand over the funds to buy the house?

Filed Under: Mortgage Tagged With: Closing Costs, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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