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A Non-QM Mortgage: What Does This Mean?

October 14, 2022 by Robby Oakes

If you are interested in purchasing a house, you need to review all of the offers available. The vast majority of loan officers are going to talk about something called qualifying mortgages, which is usually shortened to QM.

Filed Under: Mortgage Tagged With: Mortgage, Non-QM, Self Employed

Finding The Best Mortgage Deal: What To Do

October 13, 2022 by Robby Oakes

You have worked hard for your money, and you probably want to save as much of it as you possibly can. That means you need to find the best possible mortgage deal you can.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Fees, Mortgage Rates

How to Use a Mortgage to Buy a Home After Going Through a Bankruptcy

October 12, 2022 by Robby Oakes

While it is sometimes the best option to get your finances repaired, the bankruptcy and following discharge period can be tough. However, while it may delay things for a couple of years, the good news is that even a bankruptcy won’t stop you from borrowing a mortgage to buy a home. In today’s article, we will share some insight into how you can get a mortgage loan after going through bankruptcy.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It

October 11, 2022 by Robby Oakes

Does the thought of repaying your mortgage for the next twenty-plus years leave you feeling a little down? Whether you’ve had your mortgage for weeks or years, accelerating your payments is an excellent option that can help get your mortgage fully paid off in a shorter time frame. Let’s explore three great reasons to accelerate your payments so that your mortgage debt is paid down faster.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Payments

Current Servicemember or Veteran? 4 Reasons Why a VA Home Loan Is an Excellent Choice

October 7, 2022 by Robby Oakes

Are you current or former member of the US military service who is looking to buy a new home? If so, you will be pleased to know that there are some special mortgage programs that are open to you. Let’s take a look at five reasons why a mortgage backed by the Department of Veterans Affairs is an excellent choice when buying your new home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, VA Loans

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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