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Should You Get A Second Mortgage To Pay For College?

December 5, 2019 by Robby Oakes

College is expensive and everyone needs to think about how they are going to cover the costs. Some of the costs include tuition, room and board, meals, books, and spending money.

Filed Under: Mortgage Tagged With: College Expense, Mortgage, Refinance

How Are Mortgage Rates Determined?

December 3, 2019 by Robby Oakes

When someone is interested in buying a home, there are a number of factors that people need to consider. Some of these include the budget, the size of the home, and the mortgage interest rates.

Filed Under: Mortgage Tagged With: Market Conditions, Mortgage, Mortgage Rates

How Much Of A Down Payment Should I Make On My Home?

November 29, 2019 by Robby Oakes

There are a lot of steps that people need to take when buying a home. One of the most common issues that people discuss is the down payment. Most banks will require a down payment so that they aren’t the only ones taking on the risk of buying a home. The common question people have is how much of a down payment they should apply.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, PMI

3 Crucial Questions To Ask Before You Co-Sign A Mortgage

November 27, 2019 by Robby Oakes

A mortgage is a significant responsibility. For this reason, many people have someone co-sign with them on their mortgage. Before agreeing to co-sign on any mortgage, it is important to ask the right questions. There are several crucial questions that everyone should ask before they co-sign on someone else’s mortgage.

Filed Under: Mortgage Tagged With: Co-Sign, Financing Options, Mortgage

3 Signs You’re Not Ready To Buy A Home

November 26, 2019 by Robby Oakes

Those who are looking at buying a home need to think about whether or not they are truly ready for this responsibility. When someone takes out a mortgage, this is frequently the largest loan someone will ever apply for in their life. Furthermore, owning a home also means homeowners insurance, real estate taxes, home maintenance, and home repairs.

Filed Under: Mortgage Tagged With: Debt Management, Mortgage, Savings

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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