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10 US Cities With Highest Mortgage Denial Rates

January 10, 2020 by Robby Oakes

For many, owning property is seen as a rite of passage. At the same time, for most people, accomplishing this dream is largely dependent on the approval of a mortgage. For this reason, it is important for people to think carefully when deciding who to ask for a mortgage. Some cities have a higher mortgage approval rate than others.

Filed Under: Mortgage Tagged With: Market Conditions, Market Trends, Mortgage

Can A Reverse Mortgage Impact Your Social Security Or Medicare Benefits?

December 10, 2019 by Robby Oakes

One of the most common worries that people have is money. When it comes to those golden retirement years, many people worry about running out of money. At the same time, most people who reach their retirement years have a lot of equity in their home.

Filed Under: Mortgage Tagged With: Financing Options, Mortgage, Reverse Mortgage

Should You Get A Second Mortgage To Pay For College?

December 5, 2019 by Robby Oakes

College is expensive and everyone needs to think about how they are going to cover the costs. Some of the costs include tuition, room and board, meals, books, and spending money.

Filed Under: Mortgage Tagged With: College Expense, Mortgage, Refinance

How Are Mortgage Rates Determined?

December 3, 2019 by Robby Oakes

When someone is interested in buying a home, there are a number of factors that people need to consider. Some of these include the budget, the size of the home, and the mortgage interest rates.

Filed Under: Mortgage Tagged With: Market Conditions, Mortgage, Mortgage Rates

How Much Of A Down Payment Should I Make On My Home?

November 29, 2019 by Robby Oakes

There are a lot of steps that people need to take when buying a home. One of the most common issues that people discuss is the down payment. Most banks will require a down payment so that they aren’t the only ones taking on the risk of buying a home. The common question people have is how much of a down payment they should apply.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, PMI

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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