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What Every Homeowner Should Know About Mortgage Forbearance

May 3, 2024 by Robby Oakes

With all of the economic uncertainties, many homeowners find themselves facing financial hardships that impact their ability to meet mortgage payments.

Filed Under: Mortgage Tips Tagged With: Finance Options, Forbearance, Mortgage

Mortgage Tips for Empty Nesters: Downsizing and Relocating

May 2, 2024 by Robby Oakes

So you are soon to be an empty nester! With the kids flown from the nest, it’s your time to welcome a new chapter of freedom and flexibility. Whether you’re looking to downsize to a cozier space or relocate to your dream destination, navigating the mortgage landscape can seem overwhelming.

Filed Under: Homebuyer Tips Tagged With: Downsizing, Empty Nesters, Mortgage

The Role of a Co-Signer in Mortgage Applications: Pros, Cons, and Alternatives

May 1, 2024 by Robby Oakes

Are you dreaming of owning your own home but facing obstacles in securing a mortgage? You’re not alone. Many aspiring homeowners encounter challenges due to factors like credit history, income, or debt-to-income ratio. There is a potential solution that could help you achieve your homeownership goals: a cosigner.

Filed Under: Mortgage Application Tagged With: Co-Signer, Mortgage, Mortgage Approval

Making Homeownership a Reality: Exploring Affordable Housing Initiatives

April 26, 2024 by Robby Oakes

In the realm of real estate, the dream of homeownership often feels like a distant horizon for many individuals and families. Skyrocketing property prices, coupled with stagnant wages, have created significant barriers to entry into the housing market. However, amidst these challenges, there is a glimmer of hope in the form of affordable housing initiatives.

Filed Under: Home Buyer Tips Tagged With: Affordable Housing, Government Subsidies, Mortgage

How Your Home Equity Can Help You Reach Your Retirement Goals

April 24, 2024 by Robby Oakes

If you plan on retiring soon, you are probably looking at a few options that can get you over the hump. You are probably excited to start a new phase of life. With a record number of people closing in on their retirement age, many are starting to assess their resources to make sure they have enough money to last them for the rest of their lives.

Filed Under: Mortgage Tagged With: Equity, Mortgage, Retirement

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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