Home buyers are often drawn to the FHA mortgage program due to the low interest rates, low closing costs and generally attractive loan terms. However, there will come a time when many who have an FHA mortgage will want to refinance.
Freelancing in 2015? Three Tips for How to Secure a Mortgage if You’re a Self-Employed Entrepreneur
If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances. Here are three tips for securing a mortgage if you are self-employed.
Saving Up for Your Down Payment? Try These Money-saving Tips to Speed Things Up
One of the most significant challenges that many people face when preparing to buy a first home relates to saving money for a down payment. While there are many different loan programs with varying down payment requirements, the fact is that it can still be difficult to save up a large sum of money.
Mortgage 101: the Basics of How Mortgage Refinancing Works
Refinancing your home mortgage can be beneficial for you for a number of reasons. If you have never gone through this process yourself, however, you may not know what to expect with the refinancing process.
Understanding Lower FHA Mortgage Insurance Premiums and How They May Help You Save Money
FHA loans are designed to help individuals take advantage of the benefits of home ownership, and these loans have low down payment requirements. Recently, the FHA has announced a lower rate for FHA mortgage insurance premiums, and this can help home buyers save money.
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