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Yes, It’s Possible to Get a Mortgage Without a Favorable Credit History – Here’s What You Will Need

April 28, 2015 by Robby Oakes

There are several factors that are reviewed when you apply for a home mortgage, and one of the initial factors is your credit rating. You may already be aware that you have a lower credit score, or you may have learned about your credit issues after speaking with a mortgage professional. The good news is that you may still be able to get a mortgage without a favorable credit history with a few things.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Mortgages and Credit

Should You Be Worried About Skipping Multiple Mortgage Payments? Yes, and Here’s Why

April 23, 2015 by Robby Oakes

If you are skipping multiple mortgage payments, you should be concerned about your financial situation. There are several important reasons why you may want to take action to improve your situation or to work out a payment arrangement with your mortgage company.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Payments, Mortgages

Thinking About Buying a Rental Property? 3 Reasons You’ll Want to Get a Mortgage Pre-Approval

April 22, 2015 by Robby Oakes

A rental property is a wonderful investment option to consider, and it can provide you with everything from considerable tax benefits to appreciation and monthly cash flow. While you may be eager to get started searching for a new rental property to invest in, a good idea is to take the initial step to get pre-approved for your mortgage.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Real Estate Investing

The Pros and Cons of Putting in More Than 20 Percent as a Down Payment on Your New Home

April 21, 2015 by Robby Oakes

One of the most common questions home buyers ask today relates to how much money they need to put down on a home. There are several points to consider to determine if making a larger down payment is right for your financial situation.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgages

You Ask, We Answer: How Often Should I Refinance the Mortgage on My House?

April 15, 2015 by Robby Oakes

Refinancing a home mortgage can provide you with an incredible range of benefits. These include everything from reducing your mortgage term and lowering your payments to helping you more effectively build equity or pulling equity out to use for beneficial purposes.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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