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How Low Can They Go: With Mortgage Interest Rates Low, Should You Refinance?

January 13, 2015 by Robby Oakes

Do you have a mortgage? In today’s blog post we’ll explore the topic of mortgage refinancing, including when you should consider refinancing and how to take advantage of low interest rates.

Filed Under: Mortgage Rates Tagged With: Interest Rates, Mortgage Refinancing, Mortgages

It’s 2015! Get a Jump on Your Payments with Our Quick Guide to Paying Your Mortgage off Sooner

January 7, 2015 by Robby Oakes

With the start of the New Year, it’s common to set new resolutions. While there are many goals that are worthwhile, paying off your mortgage as soon as possible can significantly improve your financial position and is a great goal to aim for.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

FICO Scores: How Does Your FICO Score Impact Your Mortgage? Let’s Take a Look

January 6, 2015 by Robby Oakes

Most people have heard the term FICO score, but some remain confused as to what it actually is and if it affects them when they try to obtain a mortgage. A few questions can be answered to help people understand how it can affect the amount of interest you pay on your loan.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Mortgages and Credit

You Ask, We Answer: What is Private Mortgage Insurance or ‘PMI’ and How Does It Work?

December 30, 2014 by Robby Oakes

For many homeowners, their mortgage payment contains more than just principal and interest. A little something called PMI could be representing a significant portion of that payment, and it’s important for home buyers to understand this cost.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

Are You Applying for a Reverse Mortgage? Here Are 3 Considerations You’ll Need to Make

December 23, 2014 by Robby Oakes

If you’re a homeowner who is looking to tap in to the home equity that you’ve spent years building you may be interested in a “reverse mortgage” or “home equity conversion mortgage”. Let’s take a closer look at how reverse mortgages work, including how to qualify, what happens to your existing mortgage and what a reverse mortgage might cost.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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