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Understanding the Jumbo Mortgage and Why Refinancing is Different

December 8, 2023 by Robby Oakes

So what exactly is a jumbo mortgage? How is it different from a standard mortgage, and what does that mean for your refinancing options? Here’s what you need to know.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

Looking to Pay Back Your Mortgage Faster? Three Reasons to Consider Switching to Bi-weekly Payments

September 20, 2023 by Robby Oakes

What are some of the reasons why it may be beneficial to make two payments a month instead of one? Here are three reasons why you should ditch the monthly fees and make payments once every two weeks.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Repayment, Mortgage Tips, Mortgages

Running A Quick Financial Health Check Before You Apply For A Mortgage

May 24, 2023 by Robby Oakes

Getting a mortgage is a significant financial decision, and it is crucial to ensure that you are financially prepared before applying for one. Conducting a quick financial health check before applying for a mortgage can help you determine your financial standing and your ability to afford a mortgage payment.

Filed Under: Mortgage Tagged With: Credit Check, Mortgage, Mortgages

What Does It Mean To Be In A Seller’s Market: A Brief Overview

April 27, 2023 by Robby Oakes

In the realm of real estate, market conditions can differ significantly due to a variety of factors. One such state is known as a sellers’ market, which typically benefits those wanting to sell their property. Let’s dive into what makes a sellers’ market advantageous for homeowners looking to offload their house and why it’s an attractive option for buyers too.

Filed Under: Mortgage Tagged With: Demand, Inventory, Mortgages

Buying A House With No Money Down

April 14, 2023 by Robby Oakes

If you dream of owning a house one day, you have probably realized that one of the biggest challenges is saving money for a down payment. You have already found your dream property, but then the lender asks you to put 20 percent down, which can be tens of thousands of dollars. Fortunately, there are alternative options available, and you may be able to purchase a home for no money down.

Filed Under: Mortgage Tagged With: Mortgages, USDA Loan, Va Loan

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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