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Running A Quick Financial Health Check Before You Apply For A Mortgage

May 24, 2023 by Robby Oakes

Getting a mortgage is a significant financial decision, and it is crucial to ensure that you are financially prepared before applying for one. Conducting a quick financial health check before applying for a mortgage can help you determine your financial standing and your ability to afford a mortgage payment.

Filed Under: Mortgage Tagged With: Credit Check, Mortgage, Mortgages

What Does It Mean To Be In A Seller’s Market: A Brief Overview

April 27, 2023 by Robby Oakes

In the realm of real estate, market conditions can differ significantly due to a variety of factors. One such state is known as a sellers’ market, which typically benefits those wanting to sell their property. Let’s dive into what makes a sellers’ market advantageous for homeowners looking to offload their house and why it’s an attractive option for buyers too.

Filed Under: Mortgage Tagged With: Demand, Inventory, Mortgages

Buying A House With No Money Down

April 14, 2023 by Robby Oakes

If you dream of owning a house one day, you have probably realized that one of the biggest challenges is saving money for a down payment. You have already found your dream property, but then the lender asks you to put 20 percent down, which can be tens of thousands of dollars. Fortunately, there are alternative options available, and you may be able to purchase a home for no money down.

Filed Under: Mortgage Tagged With: Mortgages, USDA Loan, Va Loan

3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval

March 24, 2023 by Robby Oakes

Avoid these three mortgage-killing habits while your lender evaluates your loan and you’ll quickly find yourself holding the keys to your new home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

March 21, 2023 by Robby Oakes

How does a mortgage pre-approval work, and how can you make sure you won’t be declined when you apply? Here’s what you need to know.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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