Robby Oakes Mortgage

Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC

  • Home
  • Our Main Site
  • Blog
  • Resources
    • Mortgage Calculator
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • Contact Us

Financing Multiple Properties with One Mortgage

September 26, 2025 by Robby Oakes

Owning multiple properties can be a smart investment strategy, but managing separate loans for each property can be complex and expensive. A blanket mortgage offers a solution by allowing homeowners or investors to finance two or more properties under a single loan. This type of mortgage can simplify payments, streamline management, and often provide better rates than holding multiple individual mortgages. Understanding how a blanket mortgage works and when it makes sense can help you maximize your real estate investments efficiently.

Filed Under: Mortgage Tips Tagged With: Blanket Mortgages, Property Portfolio, Real Estate Investing

Financing Mixed Use Properties: Live, Work, and Invest in One Place

September 23, 2025 by Robby Oakes

Mixed use properties are becoming an attractive option for buyers who want to combine residential, commercial, and investment opportunities all in one place. These properties can provide unique benefits, such as generating rental income while also serving as a primary residence. However, financing a mixed-use property requires a different approach than financing a traditional single-family home, and understanding the process is key to making the right decision.

Filed Under: Mortgage Tips Tagged With: Mixed Use Properties, Mortgage Tips, Real Estate Investing

Creative Ways to Use Home Equity Loans for Investment

February 26, 2025 by Robby Oakes

For homeowners looking to build wealth, a home equity loan can be a powerful financial tool. With the equity in your home, you can access funds at relatively low interest rates and put that money to work in smart, strategic ways.

Filed Under: Investment Properties Tagged With: Home Equity, Real Estate Investing, Smart Investing

Understanding Cross-Collateralization in Mortgage Lending

September 13, 2024 by Robby Oakes

In the world of mortgage lending, borrowers may come across a variety of terms and concepts that can be confusing. One such concept is cross-collateralization. While not as common as traditional single-property mortgages, cross-collateralization can be a powerful financial tool in certain situations. However, it also comes with unique risks that borrowers should understand. This article will explain what cross-collateralization is, how it works, and when it might be used in mortgage lending.

Filed Under: Mortgage Tagged With: Cross Collateralization , Mortgage Lending, Real Estate Investing

3 Reasons Why Buying an Investment Property Is the Best Way to Build Your Net Worth

February 10, 2023 by Robby Oakes

Whether you have recently graduated from college or are getting close to retirement, it’s likely that you have given some thought as to how you can grow your net worth. You might have invested in stocks, picked up a few bonds or have a 401(k) plan set up to help fund your retirement. But have you considered buying real estate as part of your portfolio?

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Investing

  • 1
  • 2
  • 3
  • …
  • 5
  • Next Page »

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

How can we help?

Connect with Us

CIMG Residential Mortgage

Quick Links

  • Our Main Site
  • Accessibility Statement
  • NMLS Consumer Access
  • Privacy Policy
©2025 Robby Oakes Mortgage Team
Corporate Investors Mortgage Group
NMLS# 39460.
Licensed to Do Business in the State of NC

Equal_Housing_Opportunity

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in