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How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

November 21, 2023 by Robby Oakes

One of the most immediate consequences of a short sale is its impact on your credit score. When you sell your home for less than the amount owed on your mortgage, the lender reports the debt as “settled” or “paid less than the full amount,” which can significantly lower your credit score.

Filed Under: Mortgage Tagged With: Home Ownership, Real Estate, Short Sale

Financing Your Oasis with a Construction Loan for Swimming Pools and Spas

November 17, 2023 by Robby Oakes

Installing a swimming pool, hot tub, or water feature in your backyard can significantly enhance your home’s value and your quality of life. Financing these projects through construction loans provides a practical and structured way to fund your dream outdoor oasis.

Filed Under: Home Values Tagged With: Construction Loan, Real Estate, Swimming Pool

5 Things To Know About Severe Weather And Homeowners Insurance

September 22, 2023 by Robby Oakes

The average homeowner feels secure knowing they have insurance in the event of a severe weather calamity. Most people believe that no matter what happens, they have paid for protection against disaster.

Filed Under: Real Estate Tagged With: Homeowner's Insurance, Real Estate, Severe Weather

Buying for Retirement: 3 Reasons Why You’ll Want to Buy Your Retirement Home Before You Retire

August 28, 2023 by Robby Oakes

Many people dream of buying their ideal retirement home after their career has come to a conclusion – with all that extra free time it seems like it’d be the most logical time to shop around. However, many real estate professionals strongly recommend that their clients find a retirement property before they’re off the payroll. […]

Filed Under: Real Estate Tips Tagged With: Real Estate, Retirement

What to Look For During Your Home Inspection

June 30, 2023 by Robby Oakes

Good insulation and energy-efficient features can greatly impact your home’s comfort and utility costs. Check the insulation in the attic, walls, and crawl spaces to ensure they meet the recommended standards. Inquire about the home’s energy efficiency features, such as double-pane windows, energy-efficient appliances, or renewable energy installations

Filed Under: Homebuyer Tips Tagged With: Home Inspection, Real Estate

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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